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Merchant Cash Advances

Merchant cash advances provide fast access to capital by offering a lump sum in exchange for a percentage of your future sales. This option is ideal for businesses with steady revenue streams, particularly those with consistent credit card transactions.

You receive funding quickly without requiring collateral or a traditional loan structure. Repayment adjusts automatically with your daily or weekly sales volume, easing pressure during slower periods and allowing flexibility as your revenue fluctuates.

Merchant Cash Advance Requirements

Qualification is primarily based on your revenue performance and transaction history, not credit score. Our team reviews your processing data to determine eligibility and structure the right advance for your business.

  • Completed funding application and proof of business ownership
  • Three to six months of recent bank statements and merchant processing reports
  • Business license and voided check for the receiving account
  • Verification of average monthly sales and daily transaction volume
  • Signed authorization for revenue review and advance agreement terms
  • Repayment is automatically tied to your sales volume, so you pay less during slow periods and more during high volume days without risking penalties.

  • Merchant cash advances offer short-term working capital without traditional loan requirements. You can receive funding in as little as 24 to 48 hours after approval.