Ground-Up Construction
Ground-up construction loans provide the capital needed to fund land development and vertical construction for new commercial real estate projects. These loans are designed to cover hard and soft costs throughout each phase of the build, from site preparation and permitting to full certificate of occupancy. Funding is typically released in stages tied to project milestones.
Our Services
We support developers by helping package construction budgets, vetting general contractor agreements, and preparing draw schedules for lender approval. Our team works with both institutional and private capital sources to align funding with your development timeline and mitigate risk at each stage of the project.
Typical Requirements
- Detailed construction budget and development timeline
- Completed plans, permits, and contractor agreements
- Land ownership documentation or purchase contract
- Borrower financials and project experience
- Exit strategy and take-out financing plan
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Need a lower monthly payment plan?
Ask about interest-only options during construction that keep early payments low while your project is being built and leased.
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Want to grow without giving up equity?
Use construction debt to control the full upside of your development without relying on outside investors or joint venture equity.
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Need financing but do not qualify for traditional loans?
We work with capital providers who fund complex or non-bankable projects, including first-time developers and non-stabilized assets.
